Mortgage Rates

Start a conversation with Mortgage Agent Gary Brown and see if you can discover new financial possibilities.

“What’s my rate?"

That is a good question but one that is better asked later in the mortgage conversation. Otherwise, it’s much like car shopping by first asking “what’s the price of a yellow car?”. Obviously, we wouldn’t do that. Likewise, in the case of the mortgage conversation, we will find much value in first discussing such things as:

• My risk profile and how it affects my feeling about fixed or variable rates
• My cash flow needs and how they can be helped by choosing the right amortization period
• My current housing needs versus future anticipated needs
• Pre-payment penalties
• Pre-payment options
• Credit bureau reports
• Debt service requirements
• And now finally, what’s my interest rate